We fund 1099sSelf employedside hustlessmall businesscontractors

Fast and Friendly. Apply and Get Funded up to $15,000 in just minutes ($20k for repeat customers).

Working with The Right Track Funding has been an absolute game-changer for my business.

From the first consultation, their team treated me like a true partner. Every interaction was marked by genuine warmth, lightning-fast responses, and an impressive depth of expertise that inspired total confidence. If you’re looking for finance professionals who combine razor-sharp insight with heartfelt dedication, The Right Track Funding is the partner you want in your corner.

Gregory W

They have helped me out quite a few times when I’ve been in a pinch.

They are very clear as for as the rules and financing and very fair. I would recommend and I definitely would use them again if needed.

Sheree W

I highly recommend The Right Track Funding for any small business…

I highly recommend The Right Track Funding for any small business (professional services) in the U.S. seeking to address expansion in a short term fashion. The comfort and flexibility of knowing that Right Track is in your corner goes a long way.

Michael S

This is how we Works

Applying might be the simplest thing you do all day

It only takes 8 minutes to complete our streamlined application process—we’ve tested it ourselves! No lengthy forms, just quick and easy steps to get you started.

Once approved, funds are deposited quickly into your connected account, so you can keep your business moving without delay. Fast access, no hassle!

Depending on your business’s history and proven revenue, we can provide up to $50,000 in funding. We’ve got you covered to help you grow and scale your business.

This is revenue-based funding, so we don’t look at your credit score. Approval is based solely on your business income and revenue streams.

Utilizing revenue-based funding means there are no hidden or surprise fees—everything is transparent from the start.

We move at speed and deposit funds into your account as soon as possible. Get instant access to capital so you can focus on growing your business without the pain of costly delays.

How it Works ($15,000 in 8 minutes)

1. Apply

Complete our simple application

2. Connect Bank Account

Securely verify your bank account in minutes.

3. Approved

Instant approval. Review your terms in seconds.

4. Funded

Access your funds instantly!

Accidents, emergencies, and life all happen at full speed these days. Your financing partner should move just as quickly.

That’s why we’ve streamlined the process to approve your application and replenish your account within minutes. Giggle is the partner you can count on when hustle meets speed bumps (sometimes literally)!

Build Business Credit

The Right Track Funding reports to Experian and Transunion so every on-time payment builds your business credit and moves you forward at the same time. Our goal is to help set up your business or side hustle to build the life of your dreams and we’re always looking for new ways to make that happen!

Prepayment Discount

Your payments are tied directly to your weekly business revenue, making them affordable and manageable. Plus, when business picks up and you want to pay off early, you can prepay at a discounted rate! It’s just another way The Right Track makes funding your business or side hustle easier and more affordable.

Who Qualifies?

Independent contractors, freelancers, and small business owners with at least three months of 1099 or business income.
You’ll need a minimum of $1,500 in your business bank account, with at least four deposits in the past month. Consistent income is key!
Currently, we don’t operate in New York, California, or Oregon.
To qualify, your business needs to be operational for at least three months, and you’ll need to connect your business bank account. We also require at least three months of 1099 or business income.
If you’re W-2 only, you won’t qualify. However, if you’re a hybrid of W-2 and 1099/business income, you can still qualify for funding.
Yes, we also review factors like overdrafts, negative balances, chargebacks, and your average daily bank balance to ensure financial stability.
App-Based Freelancers Small Business Independent Contractors Sellers & Franchisers
Uber Truckers Event Planners Amazon
Lyft Taxi Home Health Aides Etsy
Ride Share Saloon & Beauty Consultants Avon
Task Rabbit Lawn & Pool Care Freelancers Mary Kay
Fiverr Bodegas Photographers Ebay
Upwork Food Trucks Tutors Shopify